Eucha Private Wealth logo icon
Wollongong Moss Vale Sutherland Shire
Back to Services

Growing your Superannuation

In Australia, Superannuation (Super) is one of the main ways to save for retirement, and generally the second biggest asset outside of the family home that people do not take an active role in managing. Super is a long-term investment that grows over time. There are numerous options available when it comes to investing and accessing your super, especially in the lead – up and transition into retirement.

At Eucha Private Wealth, we help you gain a better understanding of the superannuation environment, what you can take advantage of, and how it can best work for you.

Learn MoreContact Us
Couple researching superannuation

What is Super?

Superannuation or ‘super’ is money set aside while you are working to help support your financial needs in retirement. For most people, super starts when you start work, and your employer starts paying a percentage of your salary or wage into a super fund. Your employer contributes to super as part of your salary or wage.

You can generally choose your super fund and also make additional voluntary contributions up to a cap. The amount of super that is paid is determined and legislated by the Federal Government (subject to rules and legislation).

Generally, the more you contribute to super in your working life, the more you will have in retirement.

What is the purpose of Super?

Your super money is invested within your super fund until you retire or meet specified conditions of release, and can then gain access to your super. The Federal Government can make legislative changes to the super system and have regularly done so since its inception in 1992 it is important to stay up to date with these changes, as it could impact your personal position.

Investments and Structure within Super

Getting the investment mix right within your super fund can make a huge difference to the long-term success and sustainability of your super. Choosing the right super fund and the right super structure all require an understanding of what is right for you. Different people, different stages of life, and different personal circumstances can alter the decisions we make around investments and structures chosen within the super environment. What type of super fund is right for you?

At Eucha Private Wealth, we can help you not only understand super but also work with you to make better decisions for the long-term.

InvestmentsRetirement & Income PlanningGrowing your SuperannuationSelf-Managed Super Fund (SMSF)Redundancy & Lump Sum Money AdviceFamily & Business ProtectionAged Care PlanningEstate PlanningOngoing Help & Support

Testimonials

“Jamie provided us with advice on life insurance which we were particularly grateful for during a recent cancer diagnosis. Over the years he has also provided us with advice on self-managed superannuation, estate planning and retirement planning. The expertise and attention to detail with which he has handled our financial affairs could not be faulted.”

Anne & Colin

“Jamie Hynds has been my financial planner adviser for a few years now. I have found Jamie’s knowledge and understanding of my requirements of my portfolio to be excellent. He always keeps me informed of any changes or updates when needed. Without a doubt I would highly recommend Jamie re-advice with the financial sector.”

Judy

“We have been with Jamie for 5+ years now. I found him to be honest and reliable he keeps you up-to-date, calls if you have any issues, when we go into meetings he explains everything and tells you everything that he’s going to be doing with the wealth and money. I’m very happy with what he’s doing with us and keeping us going for many years to come. Would recommend him to anyone who is interested in retiring or investing.”

Steve & Karen

“We have been clients of Jamie Hynds for approximately 9 years and have always found him to be reliable and truthful. Jamie has always shown to us the highest level of communication, knowledge, and professionalism. We have always felt extremely confident that Jamie has our best interest at heart and makes us comfortable that we could not be in a better hand in regards to our financial future.”

Rhonda & Gary

“Since 2016 my husband and I have had the pleasure of Jamie’s advice with regard to retirement and general business and have found his advice both precise and to our benefit. He is both personal and professional in his dealings. Should you have questions you can guarantee he has time for you. We wish him well.”

M & K

“When our former adviser closed down and we were looking for a new adviser, Eucha was recommended to us. We found Eucha very helpful and efficiently transferred all our details across. We have no worries in recommending them for all your financial advice.”

Colin & Meryl

“Jamie has assisted us with our retirement planning over the last 9 years. We have found him to be open and honest and always available to discuss any issues. He is committed to helping us achieve the best possible financial outcomes for our future.”

John & Helen

“Jamie Hynds has been our Financial Advisor for the past 12 years. During that time he has been most informative in all aspects of our investments. He takes the time to really ensure we understand where and how our funds are invested. He has a professional and genuine approach when dealing with his clients.”

Roy & Teresa

“I first met Jamie when we sought his advice in the handling of my mother’s financial affairs on entering age care. On mum’s passing I continued my association with Jamie and have been extremely happy with his professional service and advice.”

Lynette

“Jamie helped me to restructure and manage my Self-Managed Super Fund with clear and detailed understanding. I now have confidence and clarity working towards a retirement plan.”

Tony

“Since 2007 Jamie Hynds (at this time working with Westpac) advised us in all our financial questions like Superannuation,  Financial Planning and Correspondence with Centrelink. Jamie works very professional, does everything in writing and follows up. He is honest and we trust him full with his advice. Never in all the years he did disappoint us. With his help we moved easily from working life into the Retirement.”

Herbert & Eva

“We have known Jamie for several years when he was working for Westpac before starting up his own business as Eucha. He has always been very friendly and helpful in handling our finances. Looking forward for everything to continue for many years to come.”

Heather & Peter