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Wollongong Moss Vale Sutherland Shire
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Retirement & Income Planning

Retirement planning is about providing you with the lifestyle that you desire in retirement. To achieve this, retirement planning focuses on the wealth you have accumulated and the wealth you need to accumulate prior to retirement and how to use this wealth in retirement.

At Eucha Private Wealth, we help you structure your financial affairs to achieve the lifestyle you want in retirement.

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Retirement – a significant change

Retirement is a significant change in a person’s life. It is so much more than just stopping work, and the planning should start before you retire from working life, but it is not always the case. This stage of life can feel daunting and overwhelming. At Eucha Private Wealth, we can help answer the important questions like:

  • Can I afford to retire?
  • When can I retire?
  • How do I retire?
  • How does my retirement look?

Understanding Retirement

Retirement is something that most of us don’t think about until it’s time to retire. It can feel like a whole new world. Our clients come to us with questions of how do I get paid in retirement, how Centrelink works, whether I am eligible for any benefits, and whether should I apply for Centrelink?

Structuring Assets in Retirement

How does retirement work with the financial assets that I have, and are they structured so that I can get the most out of what I have worked my whole life for?

Superannuation and Pensions

Retirement and Income planning is a complex stage of life that requires a comprehensive understanding of the legislative and regulatory rules around superannuation, including leave entitlements, defined benefits, income streams, Centrelink, and other Government payments, along with how your assets should be structured and how they all work together.

Accessing your money and assets in Retirement

Understanding how your money and assets are working for you it is a critical part of the retirement and income planning process. At Eucha Private Wealth, we can help provide the information that you need to understand the various ways you can use your money and assets in retirement.

By working together with you, we can tailor and implement a financial plan that suits your individual goals, needs, and objectives, which helps your money & assets work for you while you enjoy the retirement that you want.

Peace of Mind in Retirement

We help you with your retirement pathway. We explain terms and structures that may be new to you. We provide clarity on your financial position, and we understand what retirement means to you and how you can best achieve the peace of mind in the life you want to live in retirement.

InvestmentsRetirement & Income PlanningGrowing your SuperannuationSelf-Managed Super Fund (SMSF)Redundancy & Lump Sum Money AdviceFamily & Business ProtectionAged Care PlanningEstate PlanningOngoing Help & Support

Testimonials

“Jamie provided us with advice on life insurance which we were particularly grateful for during a recent cancer diagnosis. Over the years he has also provided us with advice on self-managed superannuation, estate planning and retirement planning. The expertise and attention to detail with which he has handled our financial affairs could not be faulted.”

Anne & Colin

“Jamie Hynds has been my financial planner adviser for a few years now. I have found Jamie’s knowledge and understanding of my requirements of my portfolio to be excellent. He always keeps me informed of any changes or updates when needed. Without a doubt I would highly recommend Jamie re-advice with the financial sector.”

Judy

“We have been with Jamie for 5+ years now. I found him to be honest and reliable he keeps you up-to-date, calls if you have any issues, when we go into meetings he explains everything and tells you everything that he’s going to be doing with the wealth and money. I’m very happy with what he’s doing with us and keeping us going for many years to come. Would recommend him to anyone who is interested in retiring or investing.”

Steve & Karen

“We have been clients of Jamie Hynds for approximately 9 years and have always found him to be reliable and truthful. Jamie has always shown to us the highest level of communication, knowledge, and professionalism. We have always felt extremely confident that Jamie has our best interest at heart and makes us comfortable that we could not be in a better hand in regards to our financial future.”

Rhonda & Gary

“Since 2016 my husband and I have had the pleasure of Jamie’s advice with regard to retirement and general business and have found his advice both precise and to our benefit. He is both personal and professional in his dealings. Should you have questions you can guarantee he has time for you. We wish him well.”

M & K

“When our former adviser closed down and we were looking for a new adviser, Eucha was recommended to us. We found Eucha very helpful and efficiently transferred all our details across. We have no worries in recommending them for all your financial advice.”

Colin & Meryl

“Jamie has assisted us with our retirement planning over the last 9 years. We have found him to be open and honest and always available to discuss any issues. He is committed to helping us achieve the best possible financial outcomes for our future.”

John & Helen

“Jamie Hynds has been our Financial Advisor for the past 12 years. During that time he has been most informative in all aspects of our investments. He takes the time to really ensure we understand where and how our funds are invested. He has a professional and genuine approach when dealing with his clients.”

Roy & Teresa

“I first met Jamie when we sought his advice in the handling of my mother’s financial affairs on entering age care. On mum’s passing I continued my association with Jamie and have been extremely happy with his professional service and advice.”

Lynette

“Jamie helped me to restructure and manage my Self-Managed Super Fund with clear and detailed understanding. I now have confidence and clarity working towards a retirement plan.”

Tony

“Since 2007 Jamie Hynds (at this time working with Westpac) advised us in all our financial questions like Superannuation,  Financial Planning and Correspondence with Centrelink. Jamie works very professional, does everything in writing and follows up. He is honest and we trust him full with his advice. Never in all the years he did disappoint us. With his help we moved easily from working life into the Retirement.”

Herbert & Eva

“We have known Jamie for several years when he was working for Westpac before starting up his own business as Eucha. He has always been very friendly and helpful in handling our finances. Looking forward for everything to continue for many years to come.”

Heather & Peter